Terms of Service
Effective Date: November 17, 2025
Welcome to www.frankgschafer.com (the "Website"). By accessing or using this Website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this Website.
Use of Website
This Website is provided for informational purposes only. All content, including text, images, and other materials, is the property of Frank G. Schafer or its licensors and is protected by copyright and other intellectual property laws. You may view and download content for personal, non-commercial use only. Any other use, including reproduction, modification, distribution, or republication without prior written permission, is strictly prohibited.
User Conduct
You agree not to use this Website for any unlawful purpose or in any way that could damage, disable, or impair the Website. You may not attempt to gain unauthorized access to any portion of the Website or any systems or networks connected to the Website.
Third-Party Links
This Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites.
Disclaimer of Warranties
This Website and all content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. Your use of the Website is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Frank G. Schafer and Disrupt Marketing shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Website.
Modifications
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website following any changes constitutes acceptance of those changes.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Contact Information
For questions about these Terms of Service, please contact Disrupt Marketing at contact@disruptusa.com.
Website Management
This Website is managed and maintained by Disrupt Marketing on behalf of Frank G. Schafer.
Privacy Policy
Effective Date: November 17, 2025
This Privacy Policy describes how www.frankgschafer.com (the "Website") collects, uses, and protects your personal information. By using this Website, you consent to the practices described in this Privacy Policy.
Information We Collect
We collect only the following personal information that you voluntarily provide through our contact form: your first name, last name, email address, and the message you submit. We do not collect any other personal information unless you choose to provide it directly to us.
How We Use Your Information
The information you provide is used solely to respond to your inquiries and communicate with you regarding the subject of your message. We do not use your information for marketing purposes unless you explicitly request to receive such communications.
Information Sharing
We do not sell, trade, rent, or share your personal information with third parties except as necessary to respond to your inquiry or as required by law. Your information may be processed by Disrupt Marketing LLC, which manages this Website on behalf of Frank G. Schafer.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Cookies and Tracking
This Website may use cookies and similar technologies to enhance user experience and analyze Website traffic. You can disable cookies through your browser settings, though this may affect certain Website functionality.
Your Rights
You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights or for any privacy-related questions, please contact us at the information provided below.
Children's Privacy
This Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.
Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website after any modifications indicates your acceptance of the updated Privacy Policy.
Contact Information
For questions or concerns about this Privacy Policy or to exercise your privacy rights, please contact Disrupt Marketing LLC at contact@disruptusa.com.
Website Management
This Website is managed and maintained by Disrupt Marketing on behalf of Frank G. Schafer.